In 2026, the FHA loan limits in Minot-AFB, part of Ward, in ND, are as follows: $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit buildings, and $685,400 for those with four units.
The upper threshold for conventional loans on single-family residences is $548,250. For two-unit buildings, the limit is $702,000, for triplexes, it is $848,500, and for four-unit properties, the cap is $1,054,500.
Use our FHA calculator to find the best rates available today and determine the needed downpayment, required income, credit score, reserves, and documents necessary for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those from other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates extensive loan program data from thousands of different lenders and provides a quick comparison tailored to your financial circumstances.
The Loan Limits Comparison Table for 2026 in Minot-AFB, Ward, ND, showcases the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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