For 2026, the FHA loan limits within Aurora county, part of Hamilton in NE, are outlined as follows: for a single-family home, the limit is $472,030; for properties with two units, it climbs to $604,400; three-unit properties are designated at $730,525; and for four-unit buildings, the cap is $907,900.
On the other hand, the maximum loan amounts for conventional loans follow this structure: a single-family residence can reach $726,200, two-unit homes can secure loans up to $929,850, it rises to $1,123,900 for three-unit properties, and culminates at $1,396,800 for a four-unit house.
To see the most favorable FHA rates of the day and ascertain the essential requirements including the necessary downpayment, income criteria, credit score, reserves, and obligatory documents for qualification, make use of our comprehensive FHA calculator.
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The Lendersa® calculator is designed to facilitate a seamless comparison of FHA rates and conditions with those of many other loan programs. Through this tool, you can investigate and contrast varied options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans alongside FHA options.
By sourcing comprehensive loan program data from thousands of lenders, Lendersa® swiftly matches this information against your specific financial circumstances and needs, delivering insightful and tailored comparisons in an instant.
The Loan Limits Comparison Table for 2026 within Aurora county, in Hamilton, NE, provides an expansive overview of the highest loan limits available across diverse loan types. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To conduct an in-depth comparison of qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which provides expert analysis and comparison capabilities.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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