In 2025, the FHA loan cap in Central-City county of Merrick, NE is $356,362 for single-family homes. The limit is $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
For conventional loans, the highest amount available on a single-family dwelling is $548,250, with two-unit residences able to get $702,000, three units $848,500, and four units maxing at $1,054,500.
Use our FHA calculator to explore today’s optimal FHA rates and to assess the needed downpayment, income level, credit score, reserves, and paperwork essential for qualification.
The Lendersa® calculator helps you assess FHA rates and conditions compared to those of other loan programs. Investigate and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers loan program data from numerous lenders, providing comparisons that fit your particular financial and requirement profile in moments.
Our Loan Limits Comparison Table for 2025 in Central-City, Merrick of NE allows you to compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money programs. To review qualification parameters such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
