In 2026, the FHA loan cap in Central-City county of Merrick, NE is $356,362 for single-family homes. The limit is $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
For conventional loans, the highest amount available on a single-family dwelling is $548,250, with two-unit residences able to get $702,000, three units $848,500, and four units maxing at $1,054,500.
Use our FHA calculator to explore today’s optimal FHA rates and to assess the needed downpayment, income level, credit score, reserves, and paperwork essential for qualification.
The Lendersa® calculator helps you assess FHA rates and conditions compared to those of other loan programs. Investigate and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers loan program data from numerous lenders, providing comparisons that fit your particular financial and requirement profile in moments.
Our Loan Limits Comparison Table for 2026 in Central-City, Merrick of NE allows you to compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money programs. To review qualification parameters such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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