In the year 2026, the FHA loan limits for Hastings county, situated in Adams, NE, are as follows: $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for three-unit residences, and $907,900 for properties with four units.
For conventional loans, the maximum amount on a single-family residence is $726,200. This extends to $929,850 for two-unit dwellings, $1,123,900 for three-unit structures, and up to $1,396,800 for four-unit homes.
Utilize our FHA calculator to discover today’s top FHA rates and to find out the required down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans alongside various other loan offerings. Consider comparing with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well.
With access to data from thousands of lenders, Lendersa® quickly matches it to your unique financial profile, providing personalized comparisons.
The Loan Limits Comparison Table for 2026 in Hastings county of Adams, NE highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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