As of 2026, the FHA loan ceiling for a single-family residence in York county, York, NE stands at $472,030. For two-unit homes, it's $604,400, for three-unit homes, the limit is $730,525, and for properties with four units, it reaches $907,900.
In terms of conventional loans, the single-family dwelling loan limit is $726,200. For properties with two units, the limit is $929,850. The three-unit threshold is $1,123,900, and for four-unit homes, the maximum is $1,396,800.
Try out our FHA calculator to explore the best FHA rates currently available and calculate the necessary down payment, income, credit score, reserves, and required documentation for qualification.
With Lendersa®'s calculator, you can compare FHA rates and terms against other loan programs. Assess various loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects and analyzes loan program information from thousands of lenders, providing you with a quick comparison tailored to your specific financial situation and requirements.
For 2026, use our Loan Limits Comparison Table in York county of York, NE to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification criteria like income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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