For the year 2025, in Minden county of Kearney, NE, the FHA loan limit stands at $472,030 for a single-family dwelling. If you're considering duplexes, the limit is $604,400, while triplexes are capped at $730,525. Quadruplex limits reach $907,900.
Conventional loans for a single-family residence go up to $726,200, increasing to $929,850 for a duplex, $1,123,900 for a triplex, and topping out at $1,396,800 for a quadruplex.
Our FHA calculator is an excellent tool to check out today's best FHA rates, along with determining crucial factors like your downpayment, income, credit status, reserves, and the necessary documents for qualifying.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Dig into comparisons among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in addition to FHA options.
Quickly, Lendersa® pulls up-to-date loan data from a vast number of lenders, evaluating it against your personal financial circumstances and specific needs almost instantaneously.
A Loan Limits Comparison Table for 2025 highlights differences in Minden county, pertaining to Kearney, NE. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loan caps. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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