As of 2026, the FHA loan limits in Nebraska-City county, Otoe, NE are $356,362 for a single-family dwelling, $456,275 for two units, $551,500 for three, and $685,400 for properties with four units.
For conventional loans, the cap on a single-family residence is $548,250, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to check current FHA rates and calculate the needed down payment, income, credit score, reserves, and documents.
The Lendersa® calculator allows you to compare the terms and rates of FHA loans against other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® accesses loan data from numerous lenders and quickly matches it with your financial profile.
Use our Loan Limits Comparison Table for 2026 in Nebraska-City county, Otoe, NE across a variety of loans including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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