For 2026, FHA loan limits in Omaha county within Douglas, NE, are: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for properties with four units.
Conventional loans have a maximum of $726,200 for single-family homes; for two-unit residences, the limit is $929,850; for three units, it is $1,123,900; and for four units, it reaches $1,396,800.
The FHA calculator can be used to view today’s best FHA rates, and identify necessary qualifications like downpayment, income, credit score, reserves, and required documents.
Using the Lendersa® calculator, compare FHA rates and terms with other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® compiles data from a wide range of lenders, quickly matching it to your financial profile and needs.
Loan Limits Comparison Table for 2026 in Omaha county, Douglas, NE facilitates comparisons across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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