For the year 2026, the FHA loan limits in Alexandria, within the county of Hunterdon, NJ, have specific caps set as follows: $1,089,300 for single-family homes, $1,394,775 for duplexes, $1,685,850 for properties with three units, and $2,095,200 for four-unit buildings.
Concerning conventional loans, the highest amount for a single-family residence is set at $1,089,300. For homes featuring two, three, and four units, the limits increase to $1,394,775, $1,685,850, and $2,095,200, respectively.
Make use of our FHA calculator to explore today’s competitive FHA rates and to calculate the necessary downpayment, the required income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator provides a robust tool for comparing FHA loan rates and terms with a myriad of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA to find the best fit.
Lendersa® efficiently gathers comprehensive loan data from an extensive range of lenders, aligning it quickly with your unique financial profile and individual needs.
For a detailed analysis, refer to the Loan Limits Comparison Table for 2026 in Alexandria, situated in Hunterdon, NJ. This table provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively assess qualification criteria such as income, reserves, and credit situations, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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