In 2026, FHA loan limits for Alloway county in Salem, NJ are $529,000 for a single-family home, $677,200 for two units, $818,600 for three units, and $1,017,300 for four units.
The maximum loan amount for conventional loans on a single-family home is $726,200. For two units, it's $929,850; for three units, $1,123,900; and for four units, $1,396,800.
Use our FHA calculator to find today’s best FHA rates and see the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms to those of other loan programs. Consider Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA comparisons.
Data is sourced from thousands of lenders by Lendersa®, allowing quick comparison against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Alloway county, Salem, NJ, lists FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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