For 2026, the FHA loan limits for Upper-Deerfield County in Cumberland, NJ are set as follows: $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit residences, and $685,400 for four-unit buildings.
Conventional loan limits for a single-family home top out at $548,250, with two-unit properties at $702,000, three units at $848,500, and four units at $1,054,500.
Utilize our FHA calculator to find today's top FHA rates and ascertain the downpayment, income, credit, reserves, and documentation you'll need to qualify.
The Lendersa® calculator is designed to help you compare FHA rates and terms with all other loan programs. Review and assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® utilizes data from thousands of lenders to swiftly match loan programs with your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in Upper-Deerfield County, Cumberland, NJ contrasts maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to look into qualification aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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