In 2026, the FHA loan limits in Bridgeton, which is part of Cumberland county in NJ, are as follows: $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for three units, and $907,900 for four-unit properties.
For conventional loans, the highest loan amounts are set at $726,200 for single-family residences, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for buildings with four units.
Utilize our FHA calculator today to uncover present favorable FHA rates and figure out important criteria such as the essential down payment, appropriate income, credit requirements, reserves, and documentation needed for approval.
The Lendersa® calculator allows you to put FHA rates and terms against other loan programs' rates, providing a comprehensive comparison of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By aggregating data from thousands of lenders, Lendersa® delivers quick comparisons catered to your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bridgeton, Cumberland, NJ provides a side-by-side review of maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth comparison of qualification prerequisites, including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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