In 2026, FHA loan limits in Upper-Pittsgrove county of Salem, NJ, are $431,250 for a single-family home, $552,050 for two units, $667,350 for three units, and $829,350 for four units.
The maximum loan amounts for conventional loans on a single-family residence are $548,250. For two units, it's $702,000, for three units $848,500, and for four units, it reaches $1,054,500.
Use our FHA calculator to access today’s best FHA rates and understand the requirements for downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows for comparisons between FHA rates and terms and those of other loan programs. You can investigate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® retrieves loan program data from thousands of lenders, offering quick insights aligned with your unique financial profile and needs.
Loan Limits Comparison Table for 2026 in Upper-Pittsgrove county, Salem, NJ, provides a comprehensive look at maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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