For 2026, FHA loan limits in Bayonne county, Hudson, NJ are $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit residences.
The cap on conventional loans for a single-family house is $1,089,300, for a duplex it is $1,394,775, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
Utilize our FHA calculator to view today’s top FHA rates, and determine necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you check FHA rates and terms against those of other loans. Delve into conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, and compare with FHA.
Lendersa® gathers detailed data from thousands of lenders, quickly matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bayonne county of Hudson, NJ provides a comparison of FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification checks on income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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