2025 FHA (Government Loans) Limits for Hoboken, Hudson County, New Jersey

In 2025, FHA loan limits in Hoboken county of Hudson, NJ are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.

Conventional loans have maximum amounts of $1,089,300 for a single-family residence, and for two units, it's $1,394,775, $1,685,850 for three units, and $2,095,200 for four units.

Use our FHA calculator to see today’s best FHA rates and find out the downpayment, income, credit, reserves, and documents required to qualify.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loans. Delve into conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Hoboken county of Hudson, NJ allows comparison across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loan amounts. Check qualifications including income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hoboken county of Hudson, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • GENNEXT FUNDING, LLC
  • 1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846
  • We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.
  • Rate House Mortgage Company
  • 1316 Bound Brook Suite 2C, Middlesex, NJ, 8846
  • Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.
  • Brunswick Bank and Trust Company
  • 439 Livingston Avenue, New Brunswick, NJ, 08901
  • Brunswick Bank & Trust was started on one idea, helping people. At the time it opened its doors, a bank of its kind didn’t exist in the local area. While the national bank set out to help citizens from a government level & the saving bank helped them with investments, the founders of Brunswick Bank strived for a more inclusive approach to banking.
  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
  • Cornerstone Mortgage Group, Inc.
  • 180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
  • Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.