For 2026, the FHA loan limits set for Jersey-City county in Hudson, NJ are as follows: $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for three units, and $1,581,750 for four-unit buildings.
Conventional loan maximums for a single-family residence are $822,375, $1,053,000 for two-unit homes, $1,272,750 for three-unit houses, and $1,581,750 for four-unit properties.
Use our FHA calculator to find today’s top FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, quickly cross-referencing it against your individual financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Jersey-City county of Hudson, NJ to compare FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification checks, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Jersey-City FHA Lenders |
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