In 2025, FHA loan limits in North-Bergen county of Hudson, NJ are structured as follows: $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The conventional loan maximum for a single-family residence is $822,375, extending to $1,053,000 for two-unit homes, $1,272,750 for three-unit homes, and up to $1,581,750 for four-unit properties.
Utilize our FHA calculator to find today's leading FHA rates, and assess the required downpayment, income, credit score, reserves, and documents necessary to qualify.
The Lendersa® calculator enables comprehensive comparison of FHA rates and terms with a variety of other loan programs. Analyze and assess options including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive loan program data from thousands of lenders, efficiently matching it to your specific financial profile and requirements.
The 2025 Loan Limits Comparison Table for North-Bergen county in Hudson, NJ provides insights across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To examine qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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