For 2026, the FHA loan limit established in Guttenberg county of Hudson, NJ, is $1,089,300 for a single-family home. For 2-units, it is $1,394,775, 3-units have a limit of $1,685,850, and 4-units reach up to $2,095,200.
The conventional loan maximum for a single-family residence is set at $1,089,300. For properties with 2 units, it's $1,394,775, for 3-units it's $1,685,850, and for 4-units, it is capped at $2,095,200.
Utilize our FHA calculator to find today’s top FHA rates and assess the necessary downpayment, income, credit status, reserves, and documents required for qualifying.
With the Lendersa® calculator, compare FHA rates and terms alongside those of other loan options. Investigate and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from many lenders, comparing it with your financial profile and needs in seconds.
Our Loan Limits Comparison Table for 2026 in Guttenberg county, Hudson, NJ, lets you examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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