In 2026, the FHA loan limits in West-New-York county of Hudson, NJ are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit properties.
The maximum loan amounts for conventional loans on a single-family residence reach $822,375. For duplexes, the limit is $1,053,000, $1,272,750 for triplexes, and $1,581,750 for four-unit buildings.
Use our FHA calculator to discover today’s optimal FHA rates, understanding the required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator assists you in contrasting FHA rates and terms with other loan programs. Explore options with conventional, jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® retrieves loan program data from thousands of lenders, efficiently aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-New-York county of Hudson, NJ, allows comparisons across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans to find maximum amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis of qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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