For 2025, FHA loan limits in Union-City county, Hudson, NJ, are defined as $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for three-unit buildings, and $1,581,750 for residences with four units.
The maximum loan amounts for conventional mortgages on a single-family residence are $822,375, while two-unit limits are $1,053,000, for three units the maximum is $1,272,750, and four-unit properties have a limit of $1,581,750.
Leverage our FHA calculator to discover today’s most advantageous FHA rates and determine the required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with those from various other loan programs. Assess and contrast options, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® acquires detailed loan program data from thousands of lenders, rapidly evaluating it against your personal financial situation and specific needs.
Check the Loan Limits Comparison Table for 2025 in Union-City county, Hudson, NJ to compare maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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