2026 FHA Loan Limits for Hardyston, Sussex County, New Jersey

In 2026, the FHA loan limits in Hardyston county of Sussex, NJ are $1,089,300 for a single-family house, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit buildings.

The maximum amounts for conventional loans are $1,089,300 for a single-family home, $1,394,775 for two-units, $1,685,850 for tri-unit residences, and $2,095,200 for four-units.

Use our FHA calculator to explore today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documents to qualify.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Analyze options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently gathers loan data from thousands of lenders and compares it to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Hardyston county of Sussex, NJ offers insights into FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification requirements like income, reserves, and credit.

Loan limits Hardyston county of Sussex, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hardyston FHA Lenders

  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • Lends in New Jersey
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • Lends in New Jersey
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,

  • Dynamic Financial Consultants Inc
  • 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470
  • Lends in New Jersey
  • Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Lends in New Jersey
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.

  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Lends in New Jersey
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).

  • HomeLend Mortgage
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Lends in New Jersey
  • HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs

  • KWIK MORTGAGE CORPORATION
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Lends in New Jersey
  • Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.

  • E-Lend
  • 7 Entin Road, Suite 202, Parsippany, NJ, 07054
  • Lends in New Jersey
  • eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.

  • H&R Funding LLC
  • 1280 US Highway 46, Parsippany, NJ, 07054
  • Lends in New Jersey
  • H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • Lends in New Jersey
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.