In 2025, the FHA loan limit for Vernon county within Sussex, NJ is set at $1,089,300 for single-family homes. For two-unit properties, the limit is $1,394,775; for three-units, it’s $1,685,850; and for four-units, the cap is $2,095,200.
The conventional loan ceiling for a single-family residence is $1,089,300. For two-unit dwellings, the limit is $1,394,775; for three units, it’s $1,685,850; and for four-unit homes, the limit is $2,095,200.
Use our valuable FHA calculator to discover today’s most competitive FHA rates and to ascertain the necessary down payment, verify income, check credit requirements, and understand financial reserves as well as essential qualifying documents.
The Lendersa® calculator empowers you to assess FHA rates and terms against other loan program options. Investigate and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® promptly gathers loan program data from a comprehensive selection of lenders, enabling comparison against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Vernon, located in Sussex, NJ, lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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