For 2026, the FHA loan limits in Sussex county, Highland-Lakes, NJ, are set at $822,375 for a single-unit home, $1,053,000 for two units, $1,272,750 for three, and $1,581,750 for four-unit buildings.
On the conventional side, the highest loan amount permitted for a single-family dwelling is $822,375. For buildings with two, three, or four units, the upper limits are $1,053,000, $1,272,750, and $1,581,750, respectively.
Utilize our FHA calculator to view the best FHA rates available today and to calculate the down payment, income, credit, reserves, as well as the documentation required to qualify.
The Lendersa® calculator is perfect for comparing FHA rates and terms with various other loan programs. Examine and contrast FHA offerings with those for conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
By sourcing data from a vast range of lenders, the Lendersa® platform evaluates loan programs rapidly, matching them to your distinct financial situation and requirements.
Loan Limits Comparison Table for 2026 in Sussex county, covering areas like Highland-Lakes, NJ. Assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine eligibility criteria such as income, reserves, and credit requirements, rely on Lendersa®'s comprehensive Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Highland-Lakes FHA Lenders |
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