In 2026, the FHA loan limits for Montague county in Sussex, NJ are set at $1,089,300 for a single-family home. For properties with two units, the maximum is $1,394,775, for three units, it's $1,685,850, and for four-unit homes, it is $2,095,200.
The conventional loan limits for a single-family residence cap at $1,089,300. For two units, $1,394,775; for three units, it is limited to $1,685,850; and for four-unit properties, it maximizes at $2,095,200.
Utilize our FHA calculator to access today’s leading FHA rates and figure out the necessary downpayment, income requirements, credit details, reserves, and documentation for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with those of other loan programs. You can assess and explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA offerings.
Lendersa® aggregates extensive loan program data from thousands of lenders, efficiently matching it against your financial profile to provide quick comparisons.
The Loan Limits Comparison Table for 2026 in Montague county, Sussex, NJ, helps evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification details such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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