In the year 2026, the FHA loan limit for Wantage county, within Sussex, NJ, is established at $1,089,300 for single-family homes. For properties with two units, the limit is $1,394,775. For three-unit homes, the limit is $1,685,850, and for those featuring four units, the limit reaches $2,095,200.
Similarly, the conventional loan limits allow a maximum of $1,089,300 for a single-family residence. For properties with dual units, the ceiling is set at $1,394,775. For those consisting of three units, the highest loan amount is $1,685,850, while for four-unit homes, it peaks at $2,095,200.
Utilize our specialized FHA calculator today to unveil the current best FHA rates available, and to ascertain all necessary components such as the downpayment, income prerequisites, credit score, reserve funds, and essential documentation needed to qualify.
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For 2026, the detailed Loan Limits Comparison Table for Wantage county of Sussex, NJ, offers a fine-tuned comparison of maximum loan amounts available across various products like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to meticulously evaluate qualification necessities encompassing income, reserves, and credit evaluations for optimal decision making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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