As of 2025, the FHA loan limits in South-River county within Middlesex, NJ are: $822,375 for a single-family home, $1,053,000 for 2-unit homes, $1,272,750 for 3-unit properties, and $1,581,750 for 4-unit buildings.
The highest borrowing amount for conventional loans on a single-family house is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Our FHA calculator is available to help you access today's top FHA rates, along with determining the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows comparisons between FHA rates and terms against other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® compiles data from thousands of lenders, rapidly matching it to your financial circumstances and preferences.
The Loan Limits Comparison Table for 2025 in South-River county of Middlesex, NJ provides a platform to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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