As of 2026, in North-Brunswick county within Middlesex, NJ, FHA loan caps are defined as $822,375 for individual-family homes, $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for four-unit properties.
Conventional loans have a maximum limit of $822,375 for single-family homes, increasing to $1,053,000 for 2-unit buildings, $1,272,750 for three units, and $1,581,750 for four-unit dwellings.
Access our FHA calculator now to check current top FHA rates and identify down payments, income, credit, reserves, and document requirements for qualification.
With the Lendersa® tool, compare FHA terms alongside a plethora of other loan program conditions including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects program data from thousands of lenders, providing rapid comparison results tailored to your specific financial situation and needs.
Loan Limit Comparison for 2026 in North-Brunswick county of Middlesex, NJ lets you compare maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To discern qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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