For the year 2026, in Middlesex, NJ, the FHA loan boundary for East-Brunswick county is set at $822,375 for single-family residences, $1,053,000 for two-unit dwellings, $1,272,750 for three-unit properties, and $1,581,750 for four-unit homes.
In comparison, the conventional loan ceiling on a single-family house is $822,375, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit properties.
Utilize our FHA calculator to discover today's finest FHA rates and to ascertain the down payment, income, credit score, reserves, and documents required for eligibility.
The Lendersa® calculator allows you to contrast the rates and terms of FHA loans with those of other loan programs. You can explore and compare FHA with conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses loan program information from thousands of lenders and performs a swift comparison tailored to your individual financial scenario in mere seconds.
The Loan Limits Comparison Chart for 2026 in East-Brunswick within Middlesex, NJ, shows maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. You can also compare eligibility criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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