As of 2026, the FHA loan limits in Milltown County of Middlesex, NJ stand at $1,089,300 for single-family homes. Two-unit properties have a limit of $1,394,775, three units are capped at $1,685,850, and four-unit residences max out at $2,095,200.
For conventional loans on a single-family dwelling, the upper limit is $1,089,300. Properties with two, three, and four units have respective limits of $1,394,775, $1,685,850, and $2,095,200.
Use our FHA calculator to discover today’s most favorable FHA rates and identify the required downpayment, income, credit rating, reserves, and documents for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Explore choices like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® gathers extensive loan data from thousands of lenders and provides comparisons against your specific financial profile quickly.
Our Loan Limits Comparison Table for 2026 in Milltown County, Middlesex, NJ includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For a comparison of qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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