2023 FHA (Government Loans) Limits for Milltown, Middlesex County, New Jersey

In 2025, FHA loan limit in Milltown county of Middlesex, New Jersey is $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $1,089,300, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Milltown county of Middlesex, New Jersey compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Milltown county of Middlesex, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
  • Jersey Shore Federal Credit Union
  • 1434 New Road, Northfield, NJ, 08225
  • We were built on the "People Helping People"​ philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members'​ needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
  • Brass Financial Group
  • 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226
  • At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip
  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.