In 2026, the FHA loan limit for Woodstown county in Salem, NJ is $529,000 for a single-family home. For two units, it is $677,200, three units have $818,600, and four units are capped at $1,017,300.
Conventional loan maximums are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to get today’s best FHA rates and determine the needed downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money options alongside FHA.
Lendersa® gathers data from thousands of lenders and rapidly aligns it with your financial details for optimal comparisons.
Loan Limits Comparison Table for 2026 in Woodstown, Salem, NJ, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To review qualification requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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