For the year 2026, FHA loan limits in Pilesgrove county within Salem, NJ, are designated as $529,000 for a single-family home. The limit for 2-unit properties is $677,200, for 3-unit homes it is $818,600, and for 4-unit residences, it reaches $1,017,300.
The maximum allowable amount for conventional loans on single-family houses is $726,200. For two units, the cap is $929,850; for three units, it's $1,123,900, and for four units, it tops at $1,396,800.
Employ our FHA calculator to uncover today’s most favorable FHA rates and calculate the needed downpayment, income, credit criteria, reserves, and documents you need to qualify.
With the Lendersa® calculator, you have the capability to compare FHA rates and terms alongside all other loan program options. Evaluate and examine Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans as they relate to FHA provisions.
Lendersa® consolidates extensive loan data from thousands of lenders, efficiently providing analyses matched to your specific financial conditions.
For 2026, the Loan Limits Comparison Table in Pilesgrove, set within Salem, NJ, gives insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Assess qualification metrics like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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