In 2026, the FHA loan limits for Bayard county of Grant, NM are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit structures.
The maximum loan amounts available for conventional loans on a single-family residence amount to $726,200. For double units, it caps at $929,850; triple units go up to $1,123,900; and for quad units, the figure is $1,396,800.
Use our FHA calculator to find today’s top FHA rates and calculate necessary down payments, income, credit requirements, reserves, and documentation required for eligibility.
The Lendersa® calculator facilitates comparing FHA rates and terms with those of various other loan programs. Evaluate choices such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® efficiently compiles detailed loan program data from thousands of lenders, providing tailored comparisons to fit your unique financial profile.
The Loan Limits Comparison Table for 2026 in Bayard county, Grant, NM, serves as a guide to compare the maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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