As of 2026, the FHA loan limits set for the county of Silver-City, Grant, in NM are detailed as follows: for a single-family home, the limit is $356,362, for a two-unit residence, it's $456,275, for three units it's $551,500, and for properties with four units, the cap is $685,400.
Concerning conventional loans, the maximum loan permitted for a single-family home stands at $548,250, with a two-unit scenario reaching $702,000, three-unit homes capped at $848,500, and four-unit properties limited to $1,054,500.
Check today’s favorable FHA rates using our calculator to figure out your necessary down payment, income requirements, credit status, reserve needs, and the documentation essential to qualify.
The Lendersa® calculator aids you in evaluating FHA loan rates and terms against those of different loan programs. It enables comprehensive comparisons, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Gathering extensive data from countless lenders, Lendersa® rapidly compares them against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Silver-City, within Grant, NM, allows for comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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