In 2025, the FHA loan limit in Incline-Village county of Washoe, NV is $460,000 for a single-family home. For two units, it's $588,850; for three units, the limit is $711,800, and for four units, it's $884,600.
The maximum loan for conventional loans on a single-family residence is $548,250. For two-unit homes, it rises to $702,000, reaches $848,500 for three units, and maxes out at $1,054,500 for four units.
Use our FHA calculator to view today’s leading FHA rates and figure out the needed downpayment, income, credit factors, reserves, and documents for qualification.
The Lendersa® calculator allows you to juxtapose FHA rates and terms with those of other loan types. Consider exploring options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles extensive loan data from thousands of lenders, providing a rapid comparison against your financial profile and requirements.
Our Loan Limits Comparison Table for 2025 in Incline-Village county of Washoe, NV offers insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money propositions. To assess qualification aspects like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $460,000 | $588,850 | $711,800 | $884,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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