In 2025, the FHA loan limit for Albertson county in Nassau, NY, is $1,089,300 for a single-family home. It increases to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for properties with 4-units.
The maximum loan amount for conventional loans in this area is $1,089,300 for a single-family residence, rising to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Utilize our FHA calculator to check today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms along with those from a wide range of other loan programs. Investigate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® aggregates detailed loan program data from thousands of lenders, comparing it within seconds against your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Albertson county, Nassau, NY, offers insight into maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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