In the year 2026, the FHA loan cap in the county of Nassau, located in Roslyn-Heights, NY, is $822,375 for single-family homes, $1,053,000 for homes with two units, $1,272,750 for properties with three units, and $1,581,750 for four-unit residences.
Regarding conventional loans, the maximum amount allowed for a single-family home is $822,375. For properties with two units, it is $1,053,000, for those with three units, $1,272,750, and for four units, the limit is $1,581,750.
To view the top FHA rates available today, make use of our FHA calculator. Additionally, it covers necessary details like down payment, income requirements, credit score, reserves, and documentation for eligibility.
With the Lendersa® calculator, you can contrast FHA rates and terms with those of other loan programs. Compare FHA with alternatives such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires loan program information from a vast number of lenders and swiftly aligns it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Roslyn-Heights county, within Nassau, NY, displays FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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