As of 2025, the FHA loan limit in Searingtown county, located in Nassau, NY, stands at $1,089,300 for a single-family, $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for those with four units.
The ceiling on conventional loans reaches $1,089,300 for single-family homes, increases to $1,394,775 for duplexes, extends to $1,685,850 for triplexes, and peaks at $2,095,200 for four-unit buildings.
Leverage our FHA calculator to evaluate current competitive FHA rates and ascertain necessary downpayment, income, credit score, reserve funds, and documents for eligibility.
The Lendersa® calculator empowers you to evaluate FHA interest rates and terms against all other loan programs. Investigate and compare conventional, jumbo, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® accesses a wide network of lenders and efficiently matches their programs to suit your personal financial circumstances.
Review the Loan Limits Comparison Table for 2025 in Searingtown county, Nassau, NY, to see the highest available loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For comparing qualification demands like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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