In 2026, the FHA loan limit for a single-family home in Armonk county of Westchester, NY is $1,089,300. For two-unit properties, the limit is $1,394,775, for three units it's $1,685,850, and for four-unit properties, it stands at $2,095,200.
The highest amount allowed for conventional loans on a single-family home is $1,089,300. For two-unit buildings, it's set at $1,394,775; for three units, $1,685,850; and for four-unit dwellings, $2,095,200.
Use our FHA calculator to determine today’s best FHA rates and assess what downpayment, income levels, credit score, reserves, and documents are necessary to qualify.
The Lendersa® calculator provides comparisons between FHA rates and terms with those of other loan programs. Consider and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers loan program data from thousands of lenders and swiftly aligns it with your specific financial situation.
The Loan Limits Comparison Table for 2026 in Armonk county of Westchester, NY displays maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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