In 2026, the FHA loan limits within Pleasantville in Westchester county, NY, are defined as $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for triplexes, and $2,095,200 for four-unit buildings.
Conventional loan limits for a single-family home reach up to $1,089,300. For two-unit homes, the limit is $1,394,775; for three-unit properties, it extends to $1,685,850; and for four units, the maximum is $2,095,200.
Utilize our FHA calculator to access today’s top FHA rates and determine the necessary downpayments, income, credit scores, reserves, and documents for qualifying.
The Lendersa® calculator allows you to compare the terms and rates of FHA loans with those of other loan programs. Consider and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® sources data from thousands of lenders, enabling quick comparisons with your customized financial profile and needs.
For 2026 in Pleasantville, within Westchester county of NY, utilize the Loan Limits Comparison Table to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To further compare qualifications such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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