In 2025, for Thornwood county within Westchester, NY, the FHA loan limit is set as follows: $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum conventional loan amounts for a single-family residence are $1,089,300. For homes with two units, it's $1,394,775; for those with three units, $1,685,850; and for buildings with four units, the limit is $2,095,200.
Use our FHA calculator to explore today’s best FHA interest rates and assess the required down payment, income levels, credit score, reserves, and documents necessary for eligibility.
The Lendersa® calculator makes it possible to compare FHA rates and terms with other lending programs. Dive into a comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan program data from thousands of lenders, quickly aligning this data against your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2025 in Thornwood county of Westchester, NY, which compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To understand qualification criteria like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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