For 2026, the FHA loan limits within Geneseo county of Livingston, NY are designated as: $472,030 for single-family homes, $604,400 for residences with 2 units, $730,525 for 3-unit properties, and $907,900 for those with 4 units.
The maximum conventional loan amounts are set at $726,200 for a single-family dwelling, $929,850 for structures with 2 units, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit buildings.
Leverage our FHA calculator to view today’s favorable FHA rates and identify the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you effectively compare the FHA rates and terms to those of other loan programs. Assess and evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA.
Gathering data from thousands of lending institutions, Lendersa® efficiently aligns loan programs to your individual financial needs and profile.
In 2026 within Geneseo county of Livingston, NY, the Loan Limits Comparison Table provides insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand qualification criteria involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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