For 2025, the FHA loan limits in Ossining county of Westchester, NY are $1,089,300 for a single-family home, $1,394,775 for two-units, $1,685,850 for three-units, and $2,095,200 for four-units.
The conventional loan cap for a single-family residence is $1,089,300. The limit is $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four-unit homes.
Utilize our FHA calculator to uncover the best current FHA rates and determine the needed downpayment, income requirements, credit score, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with various loan programs. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans while comparing with FHA.
Collecting data from thousands of lenders, Lendersa® provides rapid comparisons aligned with your specific financial profile and needs.
In Ossining, NY, our Loan Limits Comparison Table for 2025 offers a comprehensive view across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess leans on qualifications like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
USDA | $0 | $0 | $0 | $0 |
VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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