In 2026, the FHA loan limits for Bronx county of Bronx, NY are set at $1,089,300 for a single-family home. For two-unit buildings, the limit is $1,394,775, for three units, it's $1,685,850, and for four units, the limit is set at $2,095,200.
The maximum conventional loan amount for a single-family home is $1,089,300. For two units, it's $1,394,775; for three units, $1,685,850; and for four units, $2,095,200.
Use our FHA calculator to explore today’s best FHA rates and calculate the required down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans. Delve into and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA options.
Lendersa® compiles comprehensive loan data from thousands of lenders, offering rapid comparisons tailored to your financial profile.
The Loan Limits Comparison Table for 2026 in Bronx county, Bronx, NY, enables a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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