For 2025, the FHA loan limit in Pelham-Manor county, Westchester, NY is $822,375 for a single-family house. For a 2-unit dwelling, the limit is $1,053,000; for 3-units, it becomes $1,272,750; and for 4-units, it reaches $1,581,750.
Meanwhile, the maximum allowable loan amount for conventional loans on single-family residences is $822,375. For 2-unit homes, it's $1,053,000, for 3-units it's $1,272,750, and for 4-units $1,581,750 applies.
Take advantage of our FHA calculator to reveal today’s top FHA rates and calculate the required downpayment, income, credit needs, reserves, and documentation necessary for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with various other loan programs. Delve into and appraise Conventional, Jumbo, VA, USDA, Non-QM, along with hard money loans alongside FHA offerings.
Lendersa® gathers detailed loan program information from many lenders, providing rapid comparisons tailored to your specific financial profile and preferences.
In 2025, the Loan Limits Comparison Table in Pelham-Manor, Westchester, NY offers a detailed view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive comparisons of qualification essentials like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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