For 2025, the FHA loan limit in Pelham county of Westchester, NY is set at $1,089,300 for a single-family home, $1,394,775 for two-unit residences, $1,685,850 for properties with three units, and $2,095,200 for four-unit buildings.
The maximum loan amounts for conventional loans are $1,089,300 for single-family residences, $1,394,775 for 2-unit homes, $1,685,850 for three-unit structures, and $2,095,200 for homes with four units.
Utilize our FHA calculator to find today’s best FHA rates and assess the required downpayment, income, credit checks, reserves, and documentation necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs. Investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers extensive data from thousands of lenders and matches it quickly with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Pelham county of Westchester, NY provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insights into qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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