In the year 2026, the FHA loan limit in Fairview county, located in Dutchess, NY, is structured as follows: $472,030 applies to single-family homes, $604,400 is for two-unit properties, $730,525 pertains to 3-unit residences, and $907,900 covers those with four units.
Similarly, for conventional loans, the maximum financing availability for a single-family residence is $726,525. Two-unit buildings have a limit of $930,300. For three-unit dwellings, the cap is $1,124,475, and for properties containing four units, it is $1,397,400.
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Utilize the Lendersa® calculator to compare FHA rates and terms with those of a wide range of other lending programs. You can explore and assess offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly consolidates loan program details from thousands of lenders and aligns that data against your personal financial profile and unique needs for comparison purposes.
The Loan Limits Comparison Table for 2026 in Fairview county, Dutchess, NY illustrates the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive evaluation of qualification parameters such as income, reserves, and credit requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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