In the year 2025, the FHA loan limit in Fairview county, located in Dutchess, NY, is structured as follows: $472,030 applies to single-family homes, $604,400 is for two-unit properties, $730,525 pertains to 3-unit residences, and $907,900 covers those with four units.
Similarly, for conventional loans, the maximum financing availability for a single-family residence is $726,525. Two-unit buildings have a limit of $930,300. For three-unit dwellings, the cap is $1,124,475, and for properties containing four units, it is $1,397,400.
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Utilize the Lendersa® calculator to compare FHA rates and terms with those of a wide range of other lending programs. You can explore and assess offerings such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
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The Loan Limits Comparison Table for 2025 in Fairview county, Dutchess, NY illustrates the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a comprehensive evaluation of qualification parameters such as income, reserves, and credit requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is available for use.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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