For 2025, FHA loan limits in Enfield, located in Tompkins county, NY, are $472,030 for single-family homes, $604,400 for homes with two units, $730,525 for three-unit properties, and $907,900 for four units.
Conventional loan limits for single-family residences reach $726,200, with $929,850 for two-unit houses, $1,123,900 for three-unit homes, and $1,396,800 for four-unit buildings.
Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows comparing FHA rates and terms with other loan options. Explore Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers data from thousands of lenders, matching it promptly to your financial profile and needs.
Loan Limits Comparison Table for 2025 in Enfield, Tompkins county, NY displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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