In 2026, the FHA loan limits in Lansing county of Tompkins, NY are established at $472,030 for a single-family home, $604,400 for 2-unit residences, $730,525 for 3-units, and $907,900 for 4-unit homes.
The maximum amounts for conventional loans reach $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Utilize our FHA calculator to access today’s leading FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualifying.
The Lendersa® calculator allows comparison of FHA rates and terms with those from other loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers vast data from numerous lenders, analyzing it swiftly based on your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Lansing county of Tompkins, NY to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparisons involving qualifications such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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