In 2025, the allowable FHA loan limit in Ulysses county of Tompkins, NY is set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit homes.
The highest loan amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it's $929,850, for three-unit homes, the cap is $1,123,900, and for four-unit homes, the limit is $1,396,800.
Utilize our FHA calculator to view the best FHA rates available today and establish the necessary downpayment, income criteria, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates comparison of FHA rates with the terms of other loan programs. Assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws in data from thousands of lenders, enabling quick comparisons that match your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Ulysses county of Tompkins, NY provides a comparative view of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification metrics such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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