In 2026, the FHA loan limit in Yorkshire county of Cattaraugus, NY, is $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit homes, and $907,900 for properties with four units.
The maximum loan amounts for conventional loans extend to $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to discover today’s optimal FHA rates and assess the necessary downpayment, income requirements, credit checks, reserves, and documents needed to qualify.
The Lendersa® calculator provides a comparison of FHA rates and terms with those from a broad range of other loan programs. Education and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings is easily facilitated.
Lendersa® acquires loan program data from a multitude of lenders and quickly aligns it with your individual financial profile and needs.
In 2026, the Loan Limits Comparison Table for Yorkshire, Cattaraugus, NY, gives insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze the requirements for qualification like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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